Creating a Custom Monthly Budget Prompt

Create a detailed monthly budget for someone earning [gross income] per month ([net income] after tax). My fixed expenses are: rent/mortgage [amount], car payment [amount], insurance [amount], subscriptions [amount], student loans [amount]. My variable expenses are approximately: groceries [amount], dining out [amount], transportation [amount], entertainment [amount]. My financial goals are: [list 2-3, e.g., save $500/month, pay off credit card, build emergency fund]. Build a budget using the [50/30/20 / zero-based / pay-yourself-first] method. Show exactly where every dollar goes, flag areas where I am overspending, and suggest realistic cuts that would free up money for my goals.