Credit Card Balance Transfer Optimization Prompt
1The Prompt Template
I have credit card debt: [list each card with balance, APR, and minimum payment]. I have been offered these balance transfer options: [list each offer with intro APR, duration in months, transfer fee %, regular APR after intro]. Analyze: which specific debts to transfer and to which offers, the total cost of each transfer scenario (fees vs. interest savings), a strict monthly payoff plan that eliminates the debt BEFORE the intro APR expires, and what happens (worst-case scenario) if I cannot pay it off during the intro period.
How to use this finance prompt
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