Debt Snowball vs Avalanche Prompt
1The Prompt Template
Create a debt payoff plan for me. My debts: [List each debt: name, balance, interest rate, minimum payment]. My monthly income available for extra debt payments: [amount]. Compare two strategies: the Debt Avalanche (highest interest first) and Debt Snowball (smallest balance first). For each method, create a month-by-month payoff timeline, calculate total interest paid over the life of the loans, show exactly when each debt gets eliminated, and calculate my total time to become debt-free. Recommend which strategy is mathematically better and why.
How to use this finance prompt
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